If a person has an outstanding loan, does he have to seek the permission of the creditor in order to be able to travel and perform ‘Umrah?

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He can go to ‘Umrah even if he does not seek the creditor’s permission, as long
as there is enough money to cover the monthly installment, or that the installment
time is still as scheduled on the time agreed upon by the creditor and the debtor.

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